90 Days CA Intermediate Study Plan, Full Syllabus Covered

Looking for a 90 day CA Intermediate study plan for Sept 2025? This detailed study plan covers daily targets, subject-wise preparation tips, and revision strategies for top results.

The CA Intermediate exam scheduled for September 2025 is just around the corner, and if you have 90 days left, it’s time to switch to serious and smart preparation. The syllabus is vast, the competition is intense, and you need a focused study plan to cover the syllabus in time with revisions and practice.

This 90-day CA Intermediate study plan is divided into three months, with a dedicated 15-day revision strategy towards the end. Whether you're a first-time candidate or someone reappearing, this plan will help you build discipline, track progress, and maximize retention.

Why a 90-Day Study Plan Works for CA Intermediate?

The CA Intermediate course has 6 subjects under the New Scheme, and managing all of them requires proper planning. A 90-day plan gives you enough time to:

  • Cover the entire syllabus once in 2.5 months.
  • Allocate the last 15 days exclusively for revision.
  • Practice MCQs, case scenarios, RTPs, and mock tests.

Now let’s break it down month-wise.

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Month 1: Building the Base (Day 1 to Day 30)

Goal: Cover 40% of the syllabus in all subjects

In the first month, your focus should be to build a strong base. You should aim to cover at least 2 subjects thoroughly while making good progress in the rest. Devote around 10–11 hours daily if you're a full-time student.

Suggested Daily Subject Distribution

  • Morning (3 hrs.): Group 1 theory-based subject (e.g., Law or Costing)
  • Midday (3 hrs.): Practical subject from Group 2 (e.g., FM or Advanced Accounting)
  • Evening (2 hrs): MCQ practice / ICAI modules
  • Night (2 hrs): Revision or reading the next day's topic

Targeted Subject Allocation:

  • Advanced Accounting: Complete 4–5 chapters (e.g., AS, Company Accounts)
  • Corporate & Other Laws: Complete Company Law Part I
  • Cost & Management Accounting: Basics, Material, Labour, Overheads
  • Taxation: Basic Concepts, Residential status, Income under salary, and house property
  • Auditing and Ethics: Auditing and Ethics covers audit principles, procedures, and professional ethics.
  • FM & SM: Basics of finance, time value, and working capital

Tips for Month 1:

  • Solve the ICAI study material and examples after each topic.
  • Create short notes for standards and theory.
  • Don’t aim for perfection—focus on understanding and consistency.

Month 2: Expanding Coverage (Day 31 to Day 60)

Goal: Complete 80% of the syllabus + Start 1st revision for early topics

This month is crucial. You must maintain the momentum and increase focus on the remaining topics and weaker areas. Also, begin your first revision for subjects completed in Month 1.

Suggested Schedule:

  • Morning (3 hrs.): Practical subject (Tax, Cost, Accounting)
  • Midday (3 hrs): Theory-based subject (Law or SM)
  • Evening (2 hrs): Solve MCQs and past ICAI questions
  • Night (2 hrs): Revision of previously covered chapters

Subject-wise Progress:

  • Accounting & Advanced Accounting: Wrap up remaining AS, Branch Accounts, Consolidation
  • Cost & FM: Focus on standard costing, marginal costing, and capital budgeting
  • Law: Finish LLP Act, Interpretation of Statutes, Ethics
  • Taxation: Focus on GST, TDS, and returns
  • SM: Strategy implementation, functional level strategies

Tips for Month 2:

  • Start practicing ICAI MCQ Booklets and case-based MCQs.
  • Use RTPs and MTPs from previous attempts.
  • Watch revision videos or concept explainers for tricky topics.
  • Don’t skip numerical practice. Solving is as important as reading.

Month 3 (Day 61 to Day 75): Final Syllabus Completion + Strong Revision

Goal: Complete 100% syllabus + 1st full revision

Now that most of your syllabus is covered, it's time to push for completion of pending topics and begin full-scale revision. You’ll also want to strengthen your retention and improve speed in problem-solving.

Study Focus:

  • Revisit weaker areas and left-out chapters.
  • Create chapter-wise summaries or mind maps.
  • Practice full-length questions or mock tests from ICAI and trusted sources like caexams.in.

Time Management:

  • 4 hours: Full subject revision (2 subjects/day rotation)
  • 3 hours: Practice RTPs/MTPs
  • 3 hours: Revision notes/flashcards/memory charts

Tips for Month 3:

  • Join a test series if possible (like from caexams.in) to test actual exam temperament.
  • Practice 3-hour mock exams to build stamina.
  • Focus more on presentation and time allocation in writing answers.

Final 15 Days: Ultimate Revision Strategy

Goal: Smart and focused revision before the exam

These last 15 days can make or break your exam performance. This is your crash revision phase, where you revise, test, and refine everything you’ve studied.

Strategy Breakdown:

Days 1 to 5: First Group Intensive Revision

  • 2 subjects per day (morning and evening shift)
  • Practice MCQs + past year ICAI questions

Days 6 to 10: Second Group Intensive Revision

  • Same as above; revise Group 2 with exam writing practice

Days 11 to 13: RTPs and MTPs

  • Solve at least 1 full paper per subject
  • Analyze answers, fix presentation issues

Day 14–15: Light Revision + Relaxation

  • Go through the summary notes
  • Avoid new topics
  • Stay calm, sleep well, and stay healthy

Additional Tips to Make the 90-Day Plan Successful

  • Stick to the timetable—consistency is more important than speed.
  • Avoid distractions—mute notifications and block social media during study hours.
  • Use the Pomodoro technique for focus: 25 minutes of study, 5 minutes of break.
  • Keep short weekly targets instead of thinking of the full syllabus at once.
  • Prioritize ICAI material over external books; it’s the most exam-relevant source.
  • Don’t study all subjects daily—rotate 3–4 subjects every 2 days.

Recommended Resources

  • ICAI BOS Portal for official study material, RTPs, MTPs
  • caexams.in – Trusted test series and practice sets for CA Intermediate
  • YouTube channels of top faculty for concept clarity
  • ICAI’s MCQ booklets and previous exam questions

Conclusion

The 90-day CA Intermediate Study Plan for September 2025 is not about rushing—it’s about planned, consistent, and smart effort. With dedication, a proper schedule, and regular revisions, you can cover the syllabus thoroughly and step into the exam hall with full confidence. Remember, CA exams don’t just test your memory—they test your clarity, concept, and commitment. Keep pushing, trust your preparation, and success will follow.

FAQs

Is 3 months enough to clear CA Inter?

Yes, it is possible to clean a group of CA intermediates in 3 months with focused preparation and a disciplined study plan. However, cleaning both groups within that time limit is generally considered challenging and may require significant effort and sacrifice.

Can I study CA Inter in 2 months?

Yes, it is possible to clean the CA intermediate in 2 months, but it requires intensive attention, dedicated study, and effective time management. A challenging, structured, and comprehensive study plan, with frequent efforts, can lead to success.

How many hours should a CA Intermediate student study?

CA intermediate students should study at least 10–12 hours daily. It includes both theoretical and practical subjects. The quality of the study is more important than the volume, so focus on understanding the concepts and practicing problems.

Is Group 2 CA Inter tough?

Yes, CA Inter Group 2 can be considered difficult, especially for students who find theoretical subjects challenging. However, the level of difficulty may vary depending on individual strength and preferences. Group 2 includes topics such as cost, auditing and financial management, and strategic management, which may require a different approach than subjects in Group 1.

Is clearing CA Inter difficult?

Yes, clearing CA Intermediate is usually considered a challenging attempt. The course is spacious, and the examination requires a deep understanding of the subjects. A significant number of candidates require several efforts to pass a significant number, and the pass percentage is relatively low.

Which is the toughest subject in CA Intermediate?

The most challenging subjects in CA Intermediate typically include auditing and assurance, and cost and management accounting (CMA). Auditing and assurance, in particular, is often considered the most difficult for its reputation for strict evaluation by the candidates, with its practical nature and deep understanding of auditing standards and legal aspects.

What is the salary of a CA in India?

The average pay experience for a chartered accountant (CA) in India may vary greatly based on experience and other factors, but usually varies from ₹ 10-15 lakhs per year for people with 0-5 years of experience. With 5–10 years of experience, the salary limit typically jumps up to 16–23 lakhs per year, and for 10–20 years of experience for CAS, it can be ₹ 23-30 lakh per year. A CAS with more than 20 years of experience can earn anywhere from ₹ 30-70 lakhs per year.

How many students pass CA Inter in the first attempt?

The CA Intermediate Exam pass rate is generally low, with the study suggesting that about 20-25% of students pass the exam on their first attempt. The overall pass percentage for both groups of the CA Intermediate Exam is often below 10%.

Is 1.5 months enough for CA Inter?

While 1.5 months may feel tight, it is worth preparing for a group of CA Intermediate Examination with concentrated self-study and a structured plan. However, it is important to understand the course well, make efficient use of available time, and prioritize areas for concentrated amendments.

Which stage of CA is hardest?

The CA final phase is usually considered to be the most difficult part of the Chartered Accountancy Program. This is the final and most important level, which requires an intensive understanding of advanced subjects and a wide understanding of the entire course.